Primary Products & Coverage

Euclid Public Sector Underwriters offers a full suite of Property / Casualty and Professional Liability products, including Property, Inland Marine, Crime, General Liability, Auto Liability and Physical Damage, Public Officials Liability, Employment Practices Liability, Law Enforcement Liability, 911 / Emergency Dispatchers Liability, Firefighter’s Liability, and Excess / Umbrella Liability. We can offer the various lines of business on a package or monoline basis.

Euclid Public Sector has a long, successful history as a managing underwriter serving the public-sector niche with a comprehensive suite of products on a admitted and non-admitted basis.

Customized Proprietary Public Sector Insurance and Reinsurance with A M Best Rated A XV Carrier

Property/Casualty Lines:

  • General Liability
  • Property, with Crime available
  • Auto
  • Excess/Umbrella

(GL and Property available on a package basis, all products available on a stand-alone basis except for the Excess/Umbrella)

Professional Lines:

  • Public Officials Errors and Omissions
  • Employment Practices Liability
  • Law Enforcement
  • 911 / Emergency Dispatchers Liability
  • Firefighters

Coverage Features

  • Wrongful Discharge
  • Discrimination
  • Nurses
  • Paramedics/EMTs
  • Psychologists
  • Counseling
  • Limited Pollution Liability
  • Liquor Liability
  • Employed Architects, Lawyers, and Engineers
  • Third Party EPL Option
  • Public Crisis Event
  • Broad Form Named Insured Defined
  • Sexual Abuse Molestation
  • Sexual Harassment
  • Choice of Qualified Defense Counsel
  • Auto Physical
  • Public Transit
  • Housing Authorities
  • False Arrest
  • Zoning—Planning
  • Educational Institutions
  • Transit Districts (no rail)

Carrier / Security

Hudson Insurance Group is a market-leading specialty insurer that offers a wide range of property and casualty insurance products to corporations, professional firms and individuals through retailers, wholesalers and program administrators. Headquartered in New York City with offices throughout the U.S. and in Vancouver, Canada, Hudson underwrites specialty primary and excess insurance on an admitted basis through Hudson Insurance Company and on a non-admitted basis through Hudson Specialty Insurance Company and Hudson Excess Insurance Company.

Hudson has surplus lines eligibility in all U.S. jurisdictions and provides unparalleled expertise and exceptional service in each of the market segments they serve. Hudson’s talented team of professionals has extensive knowledge and experience that enables us to develop creative, tailored solutions to meet clients’ needs.

Collectively known as Hudson Insurance Group, its companies are rated A (Excellent) by A.M Best, Financial Size Category XV. Hudson Insurance Group is the U.S. Insurance Division of OdysseyRe, a leading worldwide underwriter of reinsurance and specialty insurance and is wholly-owned by Fairfax Financial Holdings Limited.

Population Target

Less than 150,000 for Counties or Special Service Districts; Less than 25,000 for all other Municipalities. Larger risks can be considered as well.

Program Territory

P/C Lines:
All states eligible except AK, DC, HI, and LA
Properties located in coastal or high wind tiers are ineligible
Only special service districts eligible in CA
No auto coverage in MA or NJ
No property or auto physical damage in FL or coastal areas

Professional Lines:
All states eligible except AK, CA, DC, HI and LA