Our Incredible Team

Jim is a Principal and co-founder of Euclid Public Sector Alternative Risk. He has thirty-five years of experience in the insurance industry with a roster of national companies. His underwriting training began as a package and workers compensation underwriter with the former Continental Insurance Company in Chicago.

Focusing his underwriting career over the twenty-five last years with public sector specialists such as Coregis, KEMPES, Munich Re America, Argonaut and Allied Public Risk, Jim negotiated and executed both first dollar and self-insured retention single and group (pool) risk accounts. Along with new business development, Jim’s strengths include a strong knowledge of sophisticated loss-sensitive pricing and exposure rating models, setting self-insured retentions, annual aggregate deductibles, and stop-loss aggregates.

Jim joined Euclid Public Sector Alternative Risk in 2015. In his current position, he is developing national production sources with the goal of building a book of individual self-insured retention accounts and statewide/national pools.

Jim obtained his BFA from the University of Massachusetts at Amherst and has also earned his CPCU designation.

Robert Duffner joined Euclid Public Sector in January 2026 as Partner and Principal, bringing nearly two decades of experience in public entity risk solutions.

Prior to joining Euclid, Bob spent 19 years at Munich Re, where he served as Senior Vice President on the Public Entity Risk Solutions team. During his tenure, he was recognized as a subject matter expert in educational risk and managed both large group and individual risks nationwide. Bob is known for his collaborative, solutions-driven approach and deep expertise in alternative risk structures, including self-insurance programs, pools, captives, risk retention groups, and risk purchasing groups.

Kathy Garcia has over 20 years of experience in the Public Sector Insurance Industry. She started her insurance career at Northwest Insurance Network back in 1996 handling auto billing, policy issuance, and processing quotes. In 2001, she joined Euclid as an Underwriting Assistant for the Professional Liability products, became an underwriter in 2005 and advanced to a senior level underwriting position in 2015. In 2022, she became part of the Alternative Risk program where she works with her team to grow the self-insured retention and pooling business.