Our Incredible Team

Jim is a Principal and co-founder of Euclid Public Sector Alternative Risk. He has thirty-five years of experience in the insurance industry with a roster of national companies. His underwriting training began as a package and workers compensation underwriter with the former Continental Insurance Company in Chicago.

Focusing his underwriting career over the twenty-five last years with public sector specialists such as Coregis, KEMPES, Munich Re America, Argonaut and Allied Public Risk, Jim negotiated and executed both first dollar and self-insured retention single and group (pool) risk accounts. Along with new business development, Jim’s strengths include a strong knowledge of sophisticated loss-sensitive pricing and exposure rating models, setting self-insured retentions, annual aggregate deductibles, and stop-loss aggregates.

Jim joined Euclid Public Sector Alternative Risk in 2015. In his current position, he is developing national production sources with the goal of building a book of individual self-insured retention accounts and statewide/national pools.

Jim obtained his BFA from the University of Massachusetts at Amherst and has also earned his CPCU designation.

Kathy Garcia has over 20 years of experience in the Public Sector Insurance Industry. She started her insurance career at Northwest Insurance Network back in 1996 handling auto billing, policy issuance, and processing quotes. In 2001, she joined Euclid as an Underwriting Assistant for the Professional Liability products, became an underwriter in 2005 and advanced to a senior level underwriting position in 2015. In 2022, she became part of the Alternative Risk program where she works with her team to grow the self-insured retention and pooling business.

I began my career as a producer with Huntington Bank’s Insurance Agency in their Columbus, OH office.  I took my first underwriting position 4 years later at a super-regional carrier and have held various positions of progressive responsibility since then including field management roles in Southwestern Pennsylvania, West Virginia, Ohio, and Indiana.  I currently hold a CPCU and AIC designation and am working toward completion of an AIDA.  I hold bachelor’s degrees in Communications and American History from Muskingum University in New Concord, OH.